How It Works

Joining a DATCO pension fund is simple. Here is everything you need to know.

01

Free Consultation

Call us or visit our office in Bukavu. One of our advisors will listen to your situation, answer all your questions, and explain all available options — at no cost and with no obligation.

02

Choose Your Fund

Together with your advisor, you select the pension fund that best matches your goals, your income, and your timeline. We will explain everything in plain language until you are fully comfortable.

03

Sign Up & Set Contributions

Complete a simple registration form. You decide how much you want to contribute each month — there is no fixed minimum. You can adjust your contributions at any time.

04

Your Money Grows

DATCO's professional fund managers invest your contributions responsibly to grow your savings over time. You receive regular statements showing exactly how your fund is performing.

05

Receive Your Pension

When you reach retirement age, you receive your pension payments. Depending on the fund, this may be a monthly payment, a lump sum, or a combination — exactly as agreed when you joined.

ℹ️Important to Know

  • There is no complicated paperwork — we handle the administration for you.
  • You can check your fund balance at any time by contacting your advisor.
  • Your savings are held separately from DATCO's own accounts — they belong to you.
  • Early withdrawals are possible in certain exceptional circumstances.